Fixed-term investing

The year 2025 and now Donald Trump's second term in office as US President have begun. This brings with it uncertainty as to the extent to which the various measures announced will actually be implemented.

Megatrend equities have experienced several volatile market phases in recent years and a very positive equity environment in the last twelve months. The topic of artificial intelligence has been a particular focus for many investors. With the election of Donald Trump as President of the USA, there is new potential for surprises. These can have both positive and negative effects on equities in the megatrends segment.

The global energy transition and the ever-increasing demand for energy are among the defining megatrends of this century. It makes sense to invest in these topics of the future. But as is so often the case in life, the "how" is at least as important as the "what".

The transport sector is one of the main sources of CO₂ emissions worldwide and is responsible for around 20 per cent of total global emissions. Within this sector, around 60% of emissions are caused by road passenger transport.

Rising bond yields, uncertainties about the new Trump administration and in some cases very high valuations are creating headwinds, but parts of the US equity market still appear promising.

There are various instruments available for investing in the capital market. In the realm of equity funds, a distinction is primarily made between ETFs, which are exchange-traded, mostly passively managed funds, and traditional, actively managed funds. These are two investment styles that can each make sense to use in different situations, depending on the investment objectives and client needs.

Healthcare equities are regarded as "defensive" (i.e. less dependent on economic cycles) investments. However, anyone who equates this with boredom or even lower return opportunities is completely mistaken. The fund Raiffeisen Health and Wellbeing ESG Equities has been unlocking the return potential of the healthcare sector for investors who are willing to accept the risks associated with equity investments for many years – and it does so sustainably!

Is success guaranteed when you invest in “high-tech” equities? One might be tempted to think so, since high tech is the sector with the strongest long-term growth in turnover and profits. But it’s just not that simple. Find out what's behind it here.